ABSTRAK :
SISTEM PENDUKUNG KEPUTUSAN UNTUK PENENTUAN KELAYAKAN PINJAMAN DENGAN METODE SMART
DI KOPERASI KREDIT KENISA TP MBAY
Oleh
Carolina Vestyn Inu Goa
16030076
INTISARI
Permasalahan peminjaman di koperasi kredit Kenisa TP Mbay, seperti kredit macet, waktu dalam menentukan keputusan pemberian pinjaman yang lama, serta kurang objektifnya keputusan pemberian pinjaman terhadap anggota dapat menurunkan kualitas layanan dan pemberian pinjaman. Agar resiko tersebut dapat ditekan, maka dibuatlah Sistem Pendukung Keputusan (SPK) untuk penentuan kelayakan pinjaman dan rekomendasi jumlah pinjaman. Sistem ini dibangun menggunakan metode Simple Multy Attribute Rating Technique (SMART) berbasis web. Pada pengujian fungsionalitas sistem, menunjukkan bahwa sistem berfungsi sesuai dengan perancangan. Pada pengujian perhitungan menggunakan metode SMART dengan membandingkan perhitungan manual dengan perhitungan pada website, menunjukkan bahwa hasil perhitungannya sama. Pada pengujian hasil dengan membandingkan kelayakan dan rekomendasi pinjaman antara koperasi dengan sistem, menunjukkan bahwa presentase persamaannya sebesar 67,5%.
Kata kunci: Koperasi Kredit Kenisa TP Mbay, SPK, SMART, Rekomendasi Kelayakan Pinjaman
DECISION SUPPORT SYSTEM FOR DETERMINING LOAN
FEASIBILITY BY SMART METHOD AT KENISA CREDIT
COOPERATIVE PLACE OF SERVICE MBAY
By
Carolina Vestyn Inu Goa
16030076
ABSTRACT
The problem of lending in Kenisa credit cooperatives where Mbay services, such as bad credit, time in determining long loan decisions, as well as the lack of objective decisions on lending to members can decrease the quality of services and lending. In order for these risks to be suppressed, a Decision Support System (DSS) is created for determining the feasibility of the loan and recommendation of the loan amount. The system is built using the web-based Simple Multy Attribute Rating Technique (SMART) method. In testing system functionality, it shows that the system works according to design. In the calculation test using SMART method by comparing manual calculations with calculations on the website, shows that the calculation results are the same. In the test results by comparing the feasibility and recommendations of loans between cooperatives and the system, showed that the percentage of the equation by 67,5%.
Keywords: Kenisa Credit Cooperative Where Mbay Services, DSS, SMART, Loan Feasibility Recommendation
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